To plan your holiday let mortgage strategy, it is important to have choice – and this is where HCH Financial Services can help (writes Howard Reuben).
Our team of experienced brokers provide access to a wide range of products and lenders, in addition to flexible criteria, various fixed, discount, and tracker rates, plus different fee options. We can also offer a host of mortgage terms, including two years, five, seven, and full term special offers.
Here are the leading holiday let mortgage options currently available for personal name borrowers:
Lender | Rate | Rate type | Initial period |
LendInvest Mortgages | 5.29% | Fixed | 24 months |
West One Loans | 5.34% | Fixed | 24 months |
West One Loans | 5.64% | Fixed | 60 months |
Quantum Mortgages | 5.69% | Fixed | 60 months |
Quantum Mortgages | 6.59% | Fixed | 84 months |
Quantum Mortgages | 6.79% | Fixed | 84 months |
Vernon Building Society | 6.75% | Discount | Full term |
Quantum Mortgages | 9.14% | Tracker | Full term |
There are many more holiday let mortgage products available – some with zero fees, some allowing large portfolios, and many other flexible features, including free valuations and free legal fees for remortgages.
If your current mortgage is due for renewal in the next six months, we can secure a deal today so that when your existing deal ends, your new one can start straight away. Too many borrowers leave it far too late to assess the best options, and delaying the decision could mean your deal automatically switches to the lender's standard variable rate, some of which are 10%+.
Contact HCH Financial Services today to review your options and request your personalised quotes:
Call: 0333 1234 536
Email: advice@hchfs.com
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